Life Insurance

Whether it's protecting your mortgage, providing for your children's education, or supplementing your retirement, our goal is to work with you to develop a life insurance plan that does what you want it to do, while staying within your budget. Your agent Drake can sit down with you and help you develop a Life insurance plan that meets your goals.

Glossary of Life Terms

Term Insurance
Permanent Insurance
Premier Whole Life
Flexible Universal Life

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Term Insurance

Do you have a temporary need for an extra amount of life insurance at a reasonable cost? Term Insurance is one of the most affordable life insurance values available. This is especially important for parents with children and dependents in the household. Because of low premiums, it is ideal for young families.

Term Protection for Family Needs:

  • Pay off a mortgage balance
  • Fund a child's college education
  • Provide family income
  • Pay off personal debts
  • Pay final expenses

Term Protection for Business Needs:

  • Key person coverage
  • Security for a business loan
  • Funding for a buy/sell plan
  • Low-cost optional employment benefit

The Drake Besheer Insurance Agency offers a number of term plans:

  • Mortgage Protection
  • Five, Ten, Or Twenty Year Level Term

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Permanent Insurance

Our Permanent plans offer you insurance protection with the added benefit of cash accumulation. Your money grows at a competitive interest rate, and the growth is tax-deferred. It is one of the best methods of accumulating additional cash for your children's college education or your own retirement.

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Premier Whole Life

Our Premier Whole Life's level premiums provide a guaranteed advantage of accumulating cash on a tax-deferred basis. This product is superior to all other types of life insurance.

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Flexible Universal Life


This policy offers flexible premiums, flexible benefits, tax-deferred cash accumulation and funded correctly will provide a lifetime of security for you and your family.

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Contact Drake at 512-343-1374