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<h1> <b>Life Insurance</b></h1>
<P> <font color="#FFFFFF"> Whether it's protecting your mortgage, providing
for your children's education, or supplementing your retirement, our goal
is to work with you to develop a life insurance plan that does what you
want it to do, while staying within your budget. Your agent Drake can
sit down with you and help you develop a Life insurance plan that meets
your goals. </font></p>
</font> <p> </p>
<p><strong><a name=glossary>Glossary of Life Terms</a></strong> <br>
</p>
<p> <a href="#term">Term Insurance</a><br>
<a href="#permanent">Permanent Insurance</a><br>
<a href="#premier">Premier Whole Life</a><br>
<a href="#flexible">Flexible Universal Life</a></p>
<p align="right"><a href="#top">top</a></p>
<hr>
<p><strong><a name=term>Term Insurance</a><br>
</strong></p>
<p> Do you have a temporary need for an extra amount of life insurance at
a reasonable cost? Term Insurance is one of the most affordable life insurance
values available. This is especially important for parents with children
and dependents in the household. Because of low premiums, it is ideal
for young families.</p>
<p>Term Protection for Family Needs:</p>
<ul>
<li>Pay off a mortgage balance</li>
<li>Fund a child's college education</li>
<li> Provide family income</li>
<li>Pay off personal debts</li>
<li>Pay final expenses </li>
</ul>
<p>Term Protection for Business Needs:</p>
<ul>
<li>Key person coverage</li>
<li> Security for a business loan</li>
<li> Funding for a buy/sell plan</li>
<li>Low-cost optional employment benefit </li>
</ul>
<p>The Drake Besheer Insurance Agency offers a number of term plans:</p>
<ul>
<li>Mortgage Protection</li>
<li> Five, Ten, Or Twenty Year Level Term
<p align="right"><a href="#glossary">glossary</a></p>
</li>
</ul>
<hr>
<p align="left"><strong><a name=permanent>Permanent Insurance</a><br>
</strong></p>
<p align="left"> Our Permanent plans offer you insurance protection with
the added benefit of cash accumulation. Your money grows at a competitive
interest rate, and the growth is tax-deferred. It is one of the best methods
of accumulating additional cash for your children's college education
or your own retirement.</p>
<p align="right"><a href="#glossary">glossary</a></p>
<hr>
<p><strong><a name=premier>Premier Whole Life</a></strong><br>
</p>
<p> Our Premier Whole Life's level premiums provide a guaranteed advantage
of accumulating cash on a tax-deferred basis. This product is superior
to all other types of life insurance. </p>
<p align="right"><a href="#glossary">glossary</a></p>
<hr>
<p><strong><a name=flexible>Flexible Universal Life</a></strong></p>
<p><br>
This policy offers flexible premiums, flexible benefits, tax-deferred
cash accumulation and funded correctly will provide a lifetime of security
for you and your family. </p>
<p align="right"><a href="#glossary">glossary</a></p>
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